Payment Methods

Effective Date: January 16, 2026

At Mimontee, we want your experience of buying furniture to be as comfortable as the furniture itself. We provide a secure, encrypted checkout process to protect your financial information.

1. Accepted Payment Options

We accept a variety of secure payment methods for your convenience:

A. Credit & Debit Cards

We accept all major US and international cards:

• Visa

• Mastercard

• American Express

• Discover

• JCB

• Diners Club

B. PayPal

You can choose to pay via PayPal using your balance, bank account, or linked credit card. This is a trusted option for high-value transactions.

2. Payment Security

Purchasing furniture is an investment, and we take your security seriously.

• SSL Encryption: Our entire website is secured with industry-standard 256-bit SSL encryption. This ensures that your personal and financial data is unreadable to anyone else during transmission.

• PCI Compliance: We meet Level 1 PCI-DSS standards for data security.

• No Card Storage: Mimontee does not store your credit card number. Your payment is processed directly by our secure banking partners (such as Stripe or PayPal). We never have access to your full card details.

3. Sales Tax

• United States: By law, we are required to collect Sales Tax on orders shipped to certain states within the US.

• Calculation: Sales tax is calculated automatically at checkout based on the shipping address (state and local tax rates). You will see the exact tax amount before you complete your purchase.

4. Billing Information

To prevent fraud and ensure your order is processed without delay:

• Billing Address Match: Please ensure that the billing address you enter matches exactly the address on file with your credit card issuer. Mismatches in the Zip Code are the most common cause of declined transactions.

• When You Are Charged: Your payment method is charged at the time the order is placed. This secures your inventory and allows us to begin the palletizing and shipping process immediately.

5. Troubleshooting

If your payment is declined:

• Check your Billing Zip Code.

• Contact your bank to authorize the transaction (especially for large amounts like furniture purchases).

• Check your daily spending limit.

• Try using PayPal as an alternative.

6. Contact Us

If you need a copy of your invoice for business expenses or have payment questions:

• Email: support@mimontee.com

• Support Hours: Monday–Friday, 9:00 AM – 5:00 PM (ET - Eastern Time)